- Statutory health insurance (GKV)
- Private health insurance (PKV) with a German or international company
- Combination of GKV and PKV supplementary insurance
We make your move stress-free, from visas to your new home. Focus on what matters most—we’ll carry the load. Every new beginning brings opportunities – we help you make the most of them. With in-depth expertise, passion, and a deep understanding of intercultural challenges, SettleSmart supports companies and their international talent in getting off to a smooth start. Whether on behalf of companies or directly for expats, we ensure that international professionals and their families settle quickly in Germany, integrate seamlessly, and can concentrate on what really matters: their professional and personal success. Through our professional support and efficient project management, we provide lasting relief for HR departments and help ensure that international employees remain motivated and satisfied in the long term. We understand the challenges of global mobility and develop individual, creative solutions that take into account the needs of companies and expats alike. Because we believe: There are no problems – only solutions! As a “third culture kid,” Asmeret Radely grew up moving around internationally and knows firsthand the challenges of starting over. Her diverse experience—as an expat, with business management expertise, and in the luxury hotel industry—shapes her unique approach to relocation consulting. She has developed a deep understanding of cultural differences and provides international professionals with the best possible support. Efficient problem-solver with sensitivity Discreet guide with strategic foresight Concierge with heart and structure Discover your new city with our personalized orientation tour. We show you the best neighborhoods, schools, shops, hidden gems, and local hotspots—helping you settle in quickly and feel at home from day one. We will find the perfect apartment or ideal house for you and your family. From the initial selection to signing the contract, we will support you with our comprehensive expertise and strong negotiating skills. This will help you quickly feel comfortable and at home. We handle the details so you don’t have to. Whether it’s setting up utilities, arranging internet, opening a bank account, or sorting out insurance, we take care of everything, allowing you to focus on starting your new life. Relocating with family brings its own set of questions. We’ve got the answers. From finding top schools and kindergartens to pet relocation, language courses, and trusted household help—our relocation experts ensure your family feels at home from day one. We assist you with converting your foreign driver’s license and take care of all the paperwork involved. Our expert guidance on importing and registering your vehicle ensures you can enjoy the freedom of the road without delay! Whether you are looking for a job, optimizing your application, or networking, we are here to support you. We also take care of all the important formalities, such as residence and work permits. Our goal is to ensure that your career gets off to a smooth start. Whether you are traveling for leisure or business, we organize flights, hotels, and transfers. This ensures that your trips run smoothly and you can concentrate fully on your plans. Your comfort is our priority. We will find the perfect apartment or ideal house for you and your family. From the initial selection to signing the contract, we will support you with our comprehensive expertise and strong negotiating skills. This will help you quickly feel comfortable and at home. Visas, residence permits, registration—we know the procedures and accompany you to all appointments. Everything is taken care of quickly and easily so that you can focus on your new life. Two years ago, I made the big move to Germany — exciting but also overwhelming in many ways. Looking back now, I can confidently say that one of the best decisions I made during that time was working with Asmeret Radely. From the very first conversation, I felt I was in good hands. Asmeret didn’t just help me “relocate” — Asmeret made the transition smooth, personal, and far less stressful than I ever expected. Everything from finding an apartment in a tight rental market, registering with the local authorities, navigating health insurance, to helping me understand local customs — all of it was handled with great care, professionalism, and a friendly attitude that really made me feel welcome. What stood out most was Asmeret’s attention to detail, responsiveness, and deep understanding of both the administrative side and the human side of relocating. I never felt like “just another client”; I felt genuinely supported and listened to. Even after I had settled in, Asmeret checked in to see how things were going — something that meant a lot to me. Thanks to Asmeret, Germany feels like home now. I highly recommend her services to anyone planning an international move — whether you’re coming here for work, family, or a fresh start, you’ll be glad to have someone this reliable, kind, and knowledgeable by your side! We recently relocated from Turkey to Düsseldorf with our two children, and Asmeret made the whole process so much smoother. She supported us with everything from finding the right apartment and schools to navigating immigration and all the complicated bureaucracy. What impressed us most was her service-oriented mindset – she was always available, patient, and ready to answer even the smallest questions. Her professionalism and warm, helpful attitude gave us real peace of mind during a stressful time. We truly could not have asked for better support and are deeply grateful for her guidance. I had an excellent experience working with Settle Smart throughout my Blue Card application process. Asmeret was well-informed, organized, and took care of all communication with the authorities, making the whole process stress-free for me. Her expertise and thoughtful support at every step gave me full confidence and peace of mind. Asmeret was always approachable and a true pleasure to work with – thank you! From the very beginning, the collaboration was very friendly, attentive, and absolutely reliable. My son and I felt perfectly supported and guided throughout. What particularly impressed me was the quick, continuous, and accurate selection of suitable apartments – the result was more than satisfactory for us. The service facilitated and accelerated our apartment search in every way. I would unreservedly recommend Ms. Radely at any time. Moving abroad as the spouse of an executive can be both exciting and challenging. While your partner steps into a new role, you’re navigating a whole new life — from building a home to creating a sense of belonging in a new culture. That’s where Asmeret makes all the difference.
Global talent. Local success.
Your partner for a new start in Germany.
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Our mission
Your smooth start in Germany
Our goal:
Efficient, transparent, and welcoming relocation solutions that quickly get your global employees up and running and help them feel at home in their new surroundings.
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Asmeret Radely
Creating a feeling
of home
Our services
Welcome to your new home—we make relocation easy!
Orientation tour
Your first impression counts
Property search
A place to call home
Settling-in
All set from day one
Family services
Because family comes first
Driver’s license & vehicle
Mobility without limits
Career & Job Search
Your springboard in Germany
Travel management
Comfortable on the road
Relocation & Secondment
Everything for the next step
Administrative procedures / Immigration / Visas
Paperwork? We’ll take care of it!
Let’s shape the new beginning together!
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Whether you’re moving alone, with a partner, family, or pet, we’re here to smooth the way for you. Contact us and we’ll make sure your move is not only easy, but also a great experience.
Customer testimonials
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With Asmeret, Everything Was Easier
Erik T.
Senior Expert Business Process and Implementation
It Couldn’T Have Gone any Better
Didem R.
Senior Manager Controlling
Stress-free to the Blue Card
Varun S.
Senior Associate Projects
Reliably and Warmly Supported
Ines J.
Group Director Corporate Communications
Settling in with heart and expertise
She understands the unique needs of executive families and offers guidance that goes far beyond logistics. Whether it’s finding the right neighborhood, supporting the family’s transition, or helping you feel connected in a new community, Asmeret’s approach is always personal and thoughtful.
With her, you can count on expertise, empathy, and the reassurance that you’re not going through this journey alone. She makes relocation smoother, warmer, and truly tailored to what matters most for you and your family.
Eliana T.
Psychologist
Start Compass
Welcome to Germany
– Your relocation guide